Grow your child's financial future 🌱
Empower your teen with practical financial skills for today's world. Banyan uses interactive lessons on modern topics to unlock access to a real spending card and investing platform—all under your control.
Curriculum Aligned with Global Financial Literacy Frameworks & Leading Research
Our Roadmap
Building the future of financial education, one milestone at a time
Financial Literacy Curriculum
Comprehensive financial education platform for students
Interactive Learning Platform
Enhanced digital platform with gamified learning experiences
Teen Debit Card
Parent-controlled debit card with real-time monitoring
Savings Account
High-yield savings account with automated savings features
Investing Account
UTMA/UGMA accounts with educational investment tools
Financial Literacy Curriculum
Comprehensive financial education platform for students
Master Real-World Finance, Then Practice Safely ✨
Banyan builds core financial skills—earning, investing, saving, and budgeting—via interactive modules and testing. Mastery unlocks modern financial topics like market analysis, online income, and startup basics, leading to safe practice with the Banyan Card & investing platform.
- Explore advanced modern topics: fintech evolution, crypto's role, and online entrepreneurship. 🚀
- Engage with interactive modules and simulations to solidify understanding. 🎮
- Earn access to real financial tools through demonstrated knowledge. 🔑
- Build confidence by applying learned strategies in a controlled environment. 🛡️
Budgeting Basics
Saving Strategies
Investing Fundamentals
News Literacy
Startup Fundamentals
Fintech & Crypto Basics
Affording University
Career Growth Paths
Online Income Streams
Personal Branding
Market Analysis
Insurance & Risk
Intelligent Guidance That Adapts & Motivates 🧠
An initial diagnostic tailors the curriculum to your teen's level. Our AI identifies knowledge gaps, adapts lesson difficulty, and uses spaced repetition to ensure retention. The unique Credit Score Counter gamifies progress!
- Personalized skill tree avoids repeating already known concepts. 🌳
- AI-driven feedback and adaptive difficulty keeps learning efficient. 🤖
- Gamified Credit Score (300-850) tracks mastery and unlocks rewards. 🏆
Real Practice, Real Safety Nets 🔒
The Banyan Card and investing platform are unlocked progressively as modules are mastered. Parents deposit funds upfront and set release schedules tied to learning milestones, ensuring teens practice with real money only after proving their understanding.
- Fund access is gated by learning progress and module completion. 📚
- Set flexible spending/investing limits, category restrictions, and alerts. ⚙️
- Gain peace of mind with full oversight via the parent dashboard. 👀
Tom's Account
Managed by You
Weekly Spend Limit
The Smarter Way to Build Financial Futures 💰
See how Banyan compares to traditional methods and other apps, offering a unique blend of modern education, safe real-world practice, and intelligent guidance.
Comprehensive financial curriculum 📊
Our 20-module curriculum first establishes a strong base in investing, budgeting, and saving. We then build upon this with essential modern skills like market analysis, digital entrepreneurship, and emerging financial tech, preparing teens for real-world financial success.
Foundations of Money
Financial Psychology & Decision-Making
Payment Methods & Digital Transactions
Banking & Account Management
Budgeting & Expense Management
Cost of Money & Inflation
Credit Fundamentals & Loans
Credit Reports & Debt Management
Insurance & Risk Management
Saving, Investing & Stock-Market Basics
Practical Investing Playbook
Understanding Investment Metrics
Taxes & Government Influences
Entrepreneurship & Career Development
Paying for Higher Education
Consumer Protection & Ethics
Economic Systems & Public Policy
Philanthropy, Ethics & Social Finance
Digital & Emerging Finance
Global Finance & Currency Exchange
Foundations of Money
Financial Psychology & Decision-Making
Payment Methods & Digital Transactions
Banking & Account Management
Budgeting & Expense Management
Cost of Money & Inflation
Credit Fundamentals & Loans
Credit Reports & Debt Management
Insurance & Risk Management
Saving, Investing & Stock-Market Basics
Practical Investing Playbook
Understanding Investment Metrics
Taxes & Government Influences
Entrepreneurship & Career Development
Paying for Higher Education
Consumer Protection & Ethics
Economic Systems & Public Policy
Philanthropy, Ethics & Social Finance
Digital & Emerging Finance
Global Finance & Currency Exchange
What parents are saying 💬
Join thousands of parents who've helped their children build financial confidence
"My daughter learned more about investing in three months with Banyan than I learned in my entire life."
"I love that I can deposit funds but still control what my son can access. It's the perfect balance of freedom and supervision."
"The curriculum is impressive. My child is actually excited about learning financial concepts and has started saving money."
Simple, transparent pricing 💎
Invest in your child's financial future
Family Plan
- Full access to all 20 curriculum modules 📚
- Parent dashboard with progress tracking 📊
- Guided investing with parental controls 📈
- Up to 3 child accounts included 👨👩👧👦
- Cancel anytime ✅
Be the first to know when we launch!
Ready to Empower Your Teen? ✨
Join the Banyan waitlist for early access and updates.